Video: What Caused Our Economic Crisis?

It may generate some heated debate, but this video has become very popular (6ook+ views) and makes the case that the current economic woes can be directly tied to democrat-mandated programs under the Carter and Clinton administrations which forced banks to issue faulty loans to people who could not repay them.

The video, while clearly partisan, does not contradict, for instance, the situation described by this 1999 New York Times article.

A root question about this economic downturn must be "what caused it"? Right now, democrat-proposed legislation to force the availability of "affordable home loans" to those who could not repay them seems high on the list of likely causes. Not the exclusive cause, mind you, but an important one.

Okay, have at it....